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What is a doorstep payday loan?
Just like with any other payday loans, there are benefits, as well as possible drawbacks; they are better suited to some people and their needs than others. Here is all you need to know about doorstep payday loans so you can make an informed decision about whether or not this kind of loan is right for you.
Also known as home credit loan, doorstep payday loans are a form of installment loans, and are provided by a lender whose agents come to your door. This means that your agent can get to know you and ensure the small loan is affordable for your situation. All our meetings will take place in the comfort of your own home.
You may also hear door to door loans referred to as doorstep cash loans or door collection loans.
Why take out a doorstep payday loans with door to door loans?
Some of the most convenient loans you can take out are doorstep payday loans, also known as home credit loans. These are doorstep cash loans that you repay at home, with the lender coming to your doorstep to collect the money, hence the name.
At Payday Lendz, we understand that it can be difficult to make ends meet at times – especially when unexpected costs crop up. Our service is designed to be convenient to you, with a friendly lender, local to your area discussing your doorstep payday loans options in your own home. Because we get to know your needs, you won’t be treated as another customer on a list – we’ll be able to help you choose a loan that’s suitable for your individual circumstances. We won’t surprise you with any hidden charges. You can talk through any concerns you may have when you meet with your lender and your door to door loans will be tailored specifically to your situation. What’s more, even if your circumstances change, we won’t charge you any more than what was initially agreed.
How does a doorstep loans and door to door loans work?
They are usually approved after a face to face meeting with the lending company. They’re door to door loans in small amounts and high interest, with weekly repayment at your doorstep.
The first step is to fill out a three-minute online application form before receiving a decision in principle. If you’re approved in principle for one of our doorstep loans, we’ll be in touch within 24 hours to arrange for a friendly local lender to visit you at house. They will be your point of contact throughout your time with us and in your initial meeting and they’ll help you work out what you can comfortably afford to borrow and repay. If approved, your agent will provide you with your doorstep loans of £100 up to £1000 there and then. Our service is simple and convenient – your lender will return each week and you can make the repayments with ease.